Think Real Estate

BJ Bray

Real Estate Specialty
Residential Homes and Properties
Helping Generates Happiness

BJ Bray was born and raised in Kentucky where he learned how to work hard for what he had. He loves the outdoors and is an avid bow hunter and excellent fisherman thanks to his dad. His dad taught him to work hard and play harder.

He joined the US ARMY at the age of 17 and traveled around the World a few times. After four years and a lot of growing up, he parted ways with his friends and came back to Kentucky where he began pursuing a career in Law Enforcement. He married his childhood crush in the meantime, and she helped him achieve my goals. He became a Deputy Sheriff in his hometown of Adair County Kentucky. He served his community for 8 years and was given a chance to travel and work in the Government Contracting world. He and his wife never looked back. Those few little decisions (and a couple trips around the world together) led them here to Bay County, Florida. They have been married since 2007 and are expecting their first child. They are so excited to raise her up on the beautiful beaches of Northwest Florida.

BJ’s Uncle became a Real Estate Agent in Kentucky, and they began discussing his day-to-day activities. He explained how being a Realtor gave him so many opportunities to help folks find their way through the unfamiliar territory of buying a home or property to build a home on. That intrigued BJ. He enjoys helping others. He’s the guy that stops on the side of the road to help someone change a flat tire. He enjoys helping people be happy.

He immediately began earning his Real Estate License and joined the THINK TEAM shortly after passing the State Exam. He wants to help you find your first home, your second home, your rental property, your tract of land to build on or your little slice of Hunting Heaven (or big slice- up to you).

When you THINK Real Estate – Think BJ Bray!

skill bars

Attention to Detail
Finding The Perfect Property
Sense of Humor
Master of Folding Clothes
Think Real Estate Logo, Panama City, Florida

Are you ready to buy, sell, or invest in Bay County, Florida?
Call BJ Bray, Realtor with Think Real Estate.

Think Real Estate

Buy Land and Build A Home or Buy An Existing Home in Bay County

Your future home awaits and we are here to help.

Are you in the process of locating your next dream home? If you are, you may be considering the differences between buying land and building new versus buying an existing home. Both of these options can be great, but each has a different journey to completion.

Fortunately, the real estate market in Bay County, Florida is still activity pushing along. And while there is not as much inventory, compared to 2020, there are still land & homes for sale across our wonderful community.

You can buy a neighborhood lot in a beachy or in-town community, or possibly find acres of land in the northern part of Bay County to start your own farm. Lynn Haven has become a very popular community to call home and the Cove has long been a wonderful community for those seeking to be near downtown Panama City. Lots and lots of choices to create a future that is uniquely you.

It is far more complex to buy land and build a home than it is to buy a home that is already built and move-in ready. Someone has to be available to make the continuous decisions that go along with such a project. And it is often times more expensive, too. Land costs, architectural design, permits, foundation work, framing, site work, exterior finishes, interior finishes, mechanical rough-ins— the details can add up rather quick. When building a custom home, $350,000 doesn’t build a palace in Bay County in 2020. Here is an example of what a $350,000 build budget would look like:

  • Architectural Design: $17,430.00
  • Site work. Design, Permit fees, inspections, etc.: $7,810.00
  • Foundations. Excavation, concrete and retaining walls: $38,685.00
  • Framing. Sheathing, trusses, etc.: $44,930.00
  • Exterior finishes. Roofing, windows, and doors, etc.: $75,245.00
  • Interior finishes. Drywall, flooring, insulation, paint, lights, appliances, etc.: $77,840.00
  • Major systems rough-ins. Electrical, HVAC and plumbing: $35,445.00
  • Hardscapes and softscapes. Driveway, fencing, landscaping, shed, etc.: $49,490.00

In contrast, the same budget of $350,000 can buy an existing home or condo, land included, that is move-in ready and waiting to welcome you home. And with the inventory in the Bay County Real Estate MLS, you can likely find your new home or investment project without too much effort.

Whichever your choice may be, Think Real Estate has two convenient offices in Bay County, Florida to serve your real estate needs. Our beach office is on Middle Beach Road, just east of Shipwreck Island Water Park, and our in-town office is on Martin Luther King Jr. Blvd., about one mile north of the mall. Both of our real estate offices offer the same high-quality service and personable, professional, dedicated Realtors. Contact us today to get started.

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Happy Parents in Lynn Haven
Think Real Estate Logo, Panama City, Florida

Are you looking for investment property or your next flip in Bay County, Florida?
Call Think Real Estate and talk with our dedicated real estate team.